What does a home warranty cover? 2026 guide [USA TODAY]
Whirlpool Corporation (WHR)
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Source: USA TODAY
A home warranty covers the most important systems and appliances in your home. When things like your HVAC system, refrigerator or dryer stop working, a home warranty can cover the cost to repair or replace them. Here are the most common household items covered by the best home warranty providers. What does a home warranty cover? A home warranty is designed to protect homeowners from unexpected repair costs by covering major systems and appliances in the home. The most important items to have covered by a home warranty are "the big systems, HVAC, plumbing, electrical, roof and water heaters," says Austin Glanzer , co-owner at 717 Home Buyers and seasoned home flipper who completes 20 to 30 homes per year. Home systems coverage Systems plans typically include essential components that keep your home running smoothly, including: Heating and cooling systems (HVAC) : Furnaces, air conditioners and ductwork are often included. Plumbing systems: Pipes, faucets and sometimes sump
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