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0 0.00390243902439025 0.00243902439024385 0.00482926829268294 -0.00970731707317085 -0.00975609756097562 -0.00975609756097562 -0.00975609756097562
Stock impact report

Yiren Digital Ltd (YRD) Q4 2025 Earnings Call Highlights: Navigating Challenges with AI-Driven ... [Yahoo! Finance]

Yiren Digital Ltd. American Depositary Shares, each representing two ordinary shares (YRD) 
Last yiren digital ltd. american depositary shares, each representing two ordinary shares earnings: 3/25 06:00 pm Check Earnings Report
Company Research Source: Yahoo! Finance
Loan Facilitation Volume (2025): RMB67.8 billion, a 26% increase from 2024. Gross Written Premiums (Q4 2025): RMB860 million, a 22% decrease year over year. Internet Insurance Revenue Contribution (Q4 2025): 22% of the total Insurance segment revenue. AI-Driven Cost Savings (2025): Exceeded RMB80 million. Delinquency Rates (Q4 2025): 1-30 days at 3.4%, 31-60 days at 3.0%, 61-90 days at 2.8%. GAAP Net Loss (Q4 2025): RMB882 million. Non-GAAP Net Income (2025): RMB834 million. Cash and Cash Equivalents (End of 2025): RMB3.3 billion. Customer Acquisition Cost: Declined by 80 basis points in Q4 2025 compared to Q4 2024. R&D Expenses (Q4 2025): RMB121 million, a 26% decrease year over year. Sales and Marketing Expenses (Q4 2025): RMB206 million, a 31% decrease year over year. Warning! GuruFocus has detected 3 Warning Signs with YRD. Is YRD fairly valued? Test your thesis with our free DCF calculator. Release Date: March 19, 2026 For the complete transcript of t Show less Read more
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