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0.00243902439024385 0.00243902439024385 0.00395121951219501 0.00482926829268294 -0.00492682926829268 -0.00975609756097562 -0.00975609756097562 -0.00975609756097562
Stock impact report

Yirendai Q4 Earnings Call Highlights [Yahoo! Finance]

Yiren Digital Ltd. American Depositary Shares, each representing two ordinary shares (YRD) 
Last yiren digital ltd. american depositary shares, each representing two ordinary shares earnings: 3/25 06:00 pm Check Earnings Report
Company Research Source: Yahoo! Finance
Magic Cube , reporting more than RMB 80 million in direct net cost savings in 2025 and roughly RMB 180 million in fraud-loss avoidance. Internet insurance is a fast-growing second engine: Gross written premiums jumped QoQ in Q3 and QoQ in Q4, accounting for of segment revenue in Q4 with annualized premium at RMB 267 million and further growth expected in 2026. Credit mix, provisions and earnings impact: Q4 loan facilitation fell to RMB 12.0 billion (-22% YoY, -40% QoQ) as the firm shifted to higher-quality loans; provisions for contingent liabilities surged to RMB 1.1 billion , driving a Q4 GAAP net loss of RMB 882 million despite full-year GAAP net income of RMB 144.5 million (non-GAAP ~ RMB 834 million ) and ending the year with RMB 3.3 billion in cash. Interested in Yirendai Ltd.? Here are five stocks we like better. Yirendai (NYSE:YRD) used its fourth-quarter and full-year 2025 earnings call to highlight a year of regulatory and credit-cycle pressure alongside rapid progre Show less Read more
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