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Stock impact report

OppFi Inc (OPFI) Q4 2025 Earnings Call Highlights: Strong Revenue Growth and Strategic ... [Yahoo! Finance]

OppFi Inc. Class A (OPFI) 
Company Research Source: Yahoo! Finance
This article first appeared on GuruFocus Total Revenue (2025): Increased 13.5% year-over-year. Adjusted Net Income (2025): Increased 69% year-over-year. Revenue (Q4 2025): $159 million, a 17% increase over Q4 2024. Originations (Q4 2025): Increased by 8% to $230 million year-over-year. Ending Receivables (Q4 2025): Increased 16% to $493 million. Net Charge-offs as a Percentage of Revenue (Q4 2025): Increased to 45% from 42% in the prior year quarter. Net Charge-offs as a Percentage of Receivables (Q4 2025): Increased to 59% from 54% in the prior year quarter. Total Expenses Before Interest (Q4 2025): Declined to 28% of revenue from 33% in the prior year quarter. Interest Expense (Q4 2025): Reduced to 6% of total revenue from 8% in the prior year. Adjusted Net Income (Q4 2025): Increased 27% to $26 million. Adjusted Earnings Per Share (Q4 2025): Grew 28% to $0.30 from $0.23 last year. GAAP Net Income (Q4 2025): Increased by 175% to $38 million. Cash, Cash Equ Show less Read more
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