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0.00115273775216136 -0.0028818443804035 0.00172910662824214 -0.00403458213256486 -0.00979827089337186 -0.0178674351585016 -0.0201729106628243 -0.0236311239193084
Stock impact report

OppFi (OPFI) Q4 2025 Earnings Call Transcript [Yahoo! Finance]

OppFi Inc. Class A (OPFI) 
Company Research Source: Yahoo! Finance
Image source: The Motley Fool. DATE Wednesday, March 11, 2026 at 9 a.m. ET CALL PARTICIPANTS Chief Executive Officer — Todd G. Schwartz Chief Financial Officer — Pamela D. Johnson Full Conference Call Transcript Todd G. Schwartz: Thanks, Mike, and good morning, everyone. Thank you for joining us today. I am looking forward to discussing another year of record-breaking performance at OppFi Inc. For 2025, total revenue increased 13.5% year over year and adjusted net income increased 69% year over year while keeping our industry-leading 78 Net Promoter Score. We continue to find benefits from Underwriting Model 6 which is designed to identify riskier borrowers and properly price risk across segments. Despite higher delinquencies on our summer vintages, OppFi Inc. maintained strong unit economics and adjusted in real time to support continued growth into the fourth quarter. The auto-approval rate in the fourth quarter was 79%, which allowed more customers to be approved w Show less Read more
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