OppFi Inc. Q4 2025 Earnings Call Summary [Yahoo! Finance]
OppFi Inc. Class A (OPFI)
Company Research
Source: Yahoo! Finance
OppFi Inc. Q4 2025 Earnings Call Summary - Moby Strategic Performance and Operational Drivers Record 2025 performance was driven by the implementation of Underwriting Model 6, which enhanced risk-based pricing and enabled larger loan amounts for creditworthy segments. Management attributed a summer spike in delinquencies to a sharp decline in the consumer sentiment index, which they countered by rapidly adjusting underwriting and pricing. Operational efficiency improved significantly as the auto-approval rate reached 79%, reducing the need for human interaction and supporting a 48% year-over-year increase in originations. The company successfully transitioned to a risk-based pricing framework, providing a critical lever to maintain unit economics that was unavailable during previous inflationary cycles. Strategic cost discipline and the optimization of credit facilities reduced interest expense and non-interest operating costs as a percentage of total revenue. Managemen
Show less
Read more
Impact Snapshot
Event Time:
OPFI
Last Price
Price Change
Price Change%
Volume Shares
Max Up
Max Down
%
Volume Ratio
Performance Comparison
Updated
|
Event Day
Stock performance from the time of news release until the following 4pm ET market close
|
Last price at news event
|
Since Event
Multi-day stock performance from the time of the news release
|
|---|---|---|
|
EVENT DAY
Stock performance from the time of news release until the following 4pm ET market close
|
LAST
PRICE AT NEWS EVENT |
SINCE EVENT
Multi-day stock performance from the time of the news release
|
| Last Price | ||
| VWAP | ||
|
High:
|
Max Up |
High:
|
|
Low:
|
Max Down |
Low:
|
|
%
|
Post news range |
%
|
|
|
Price change |
|
|
|
Price Change Percentage |
|
|
|
S&P 500 (SPX) |
|
|
%
|
Volume ratio |
%
|
| Volume | ||
| Ticks | ||
|
|
Avg transaction size |
|
Don't Miss Out On The Next BIG Stock Move
Event day
Event Day Chart will not be displayed beyond 90-day period of the event
Performance since event
Time And Velocity Analysis
Be the first to know
Opt in for alerts from News Quantifed
Sign Up Today
Opt-in for
OPFI alerts
Learn More With NQ
Reading the Impact Report
Help Me Understand This Data
Help Me Understand This Data
How NQ Works
What is news-based trading?
And why is it so successful?
And why is it so successful?
Movers & Shakers
The biggest gainers and losers and WHY it moved
OPFI alerts
High impacting OppFi Inc. Class A news events
Weekly update
A roundup of the hottest topics
OPFI
News
- OppFi Inc (OPFI) Q4 2025 Earnings Call Highlights: Strong Revenue Growth and Strategic ... [Yahoo! Finance]Yahoo! Finance
- OppFi targets $650M–$675M revenue and new product launch in 2026 as AI-driven models advance [Seeking Alpha]Seeking Alpha
- OppFi Inc. (OPFI) Q4 2025 Earnings Call Transcript [Seeking Alpha]Seeking Alpha
- OppFi (OPFI) Q4 2025 Earnings Call Transcript [Yahoo! Finance]Yahoo! Finance
- OppFi Reports Record Annual Revenue, Net Income, and Adjusted Net Income [Yahoo! Finance]Yahoo! Finance
OPFI
Earnings
- 3/11/26 - Beat
OPFI
Analyst Actions
- 1/20/26 - Citigroup Inc.
OPFI
Sec Filings
- 3/16/26 - Form 4
- 3/12/26 - Form 10-K
- 3/12/26 - Form 144
- OPFI's page on the SEC website